Back in October we covered SeatGeek, the free service that helps users find tickets to concerts and sporting events when they're at their lowest price. Recently the company launched a new feature aimed at season ticket holders that helps them price, sell and manage their entire ticket investment.

TicketPortfolio is a web-based application that allows season ticket holders to treat their tickets much like a portfolio of stocks. Specifically, the service leverages SeatGeek’s extensive database of historical transaction data, market-based pricing capabilities and forecasting technology to give ticket holders a real-time snapshot of their portfolio and a way to track its fluctuating value over the course of the season. With an intuitive online interface, users can easily manage and plan how they would like to use their tickets. Selling recommendations—powered by SeatGeek’s patent-pending forecasting algorithm—are available on a game-by-game basis and are accompanied by direct links to the top secondary markets, including StubHub, RazorGator and TicketsNow. New York-based SeatGeek offers a free, two-week trial on TicketPortfolio; thereafter, it's USD 15 per month.

Given the investment they represent, treating season tickets like assets in a portfolio makes good sense, particularly when combined with a fresh shot of pricing transparency. What other consumer investments could benefit from the centralized view of a portfolio approach...? (Related: Ticketing marketplace makes prices negotiable — Used cars & price transparency.)

Website: seatgeek.com/ticketportfolio
Contact: admin@seatgeek.com

Spotted by: Arie Abecassis

Helping consumers find a certain level of gratification in paying ATM fees, New York-based Choose Change ATM empowers ATM users to contribute a portion of their fees to support their favourite charitable causes.

Launched in February, Choose Change ATM has developed a brand of ATMs that lets users donate USD 1 of each USD 2 transaction fee to a non-profit organization of their choice. Users select from a display of eight non-profits, supporting causes such as disaster aid, poverty relief and human rights. The ATMs are installed at no cost to retailers and Choose Change handles all of the maintenance and refills.

Choose Change ATM provides a convenient way for consumers to support causes they are passionate about. It's a shining example of the kind of embedded corporate generosity increasingly sought after by disillusioned consumers seeking brands that are more in tune with a spirit of giving. Choose Change ATM welcomes partnership enquiries from retailers and non-profit organizations. One worth emulating for socially conscious ATM users around the globe. (Related: Credit union gives people ten-dollar bills to give away — Grocer lets customers direct its community giving.)

Website: www.choosechangeatm.com
Contact: victor@choosechangeatm.com

Spotted by: Victor Ma

Splitting costs among a group of people is frequently fraught with difficulty. WePay aims to make it easier for groups of any size to share expenses of any kind.

Recently launched into public beta, California-based WePay is an online payment service that strives to make it easy for groups to collect, manage and spend money. Specifically, WePay allows users to create free FDIC-insured accounts and share them with others to maintain transparency. From these accounts, users can send electronic bills—payable with bank accounts or credit cards—and spend funds with a WePay VISA prepaid card, paper checks or electronic transfers. Clubs, organizations and associations of all sizes can use WePay to send bills and collect money, solicit donations, send reimbursements and spend money transparently. Unlike PayPal, WePay also lets users create separate accounts for different things—one for expenses shared with roommates, for example, and a totally separate one for a group vacation. Fees for using WePay range from USD 0.50 to 3.5 percent per incoming payment; outgoing transactions are free.

WePay currently supports only U.S. payments, but it's working on international capabilities as well as an API. One to partner with to help make that happen...?

Website: www.wepay.com
Contact: support@wepay.com

Spotted by: Kare Anderson

Back in 2007 we wrote about Zlio, the site that lets anyone set up a web shop in a matter of minutes. Zlio has since seen the launch of more than 350,000 stores using its service, but recently we came across a brand-new contender with a slightly different twist: tinypay.me.

Much like Zlio, New York-based tinypay.me lets any user create a store in 60 seconds. No account is required; rather, users simply indicate what products they'd like to sell, at what prices, and whether they'd like to donate any portion of their sales to charity. Both physical and virtual goods can be sold through the site, with pictures for those in the real world; stores can also be geotagged. Either way, tinypay.me then creates a unique page for each product, and an embed link lets users include those products on their own sites. All payments are handled through PayPal, with a fee to tinypay.me of 5 percent of the total sales price. If a seller donates a percentage of its sales to charity, tinypay.me donates the same percentage of its fee as well. Just last week, Tinypay.me won the Amsterdam Pitch Slam at Innovate!2010.

Whether among minipreneurs or the swelling ranks of sellsumers today, anything that makes selling easier is almost bound to be a success. One to emulate locally or on a niche basis? (Related: Helping minipreneurs sell their expertise — Platform lets anyone create & monetize an online school — Cheap & simple credit card processing for everyone.)

Website: www.tinypay.me
Contact: info@tinypay.me

Spotted by: Astrid Raams

The latest example of the blending of offline and online worlds is Kwedit, a new payment service in the United States that enables consumers over the age of 13 to make cash payments for their online purchases at participating offline retail stores. (Despite being castigated by Stephen Colbert for getting kids hooked on credit, Kwedit is focused on teens and adults who don't have credit cards.)

Launched in February, Kwedit offers two payment models: Kwedit Direct and Kwedit Promise. Kwedit Direct users print a payment slip after making an online purchase or have a corresponding barcode sent to their mobile phone, and take either one to a Kwedit retail partner to make payment. They can also mail cash or ask someone to pay on their behalf through a social payment network called Pass the Duck. Kwedit Promise enables consumers to receive digital content and virtual goods immediately in exchange for a promise to pay later, using Kwedit Direct. Kwedit issues users with a “Kwedit Score” which measures how reliably they pay when using Kwedit. The higher the user’s Kwedit Score, the more they can spend using Kwedit Promise.

Kwedit takes a small percentage of each transaction, as do participating retailers. Kwedit forged a nationwide partnership with 7-Eleven to create 5,800 payment outlets, and is currently developing additional retail partnerships. Retailers: time to partner with Kwedit and cash in on all that online-generated foot traffic? Or perhaps this is one worth emulating for credit-hungry online consumers hailing from your neck of the offline woods? (Related: Credit card alternative for teens — Real gifts for virtual friends.)

Website: www.kwedit.com
Contact: contact@kwedit.com

Spotted by: Cecilia Biemann